Home solar finance
A way to spread the cost of solar.
Explore People First Credit Union’s Green Energy Loan and the Finance Ireland option. Start with your solar quotation, then compare the full cost of borrowing with each lender.
Your local credit union
People First Credit Union
Its Green Energy Loan can fund solar panels and other energy improvements.
Lender information checked .
- Representative APR
- 6.69%
- Interest rate
- 6.49%
- Maximum borrowing
- €75,000
- Repayment term
- 1 to 10 years
Repayments are flexible. People First lists no transaction or administration fees, and no charge for settling early or making lump sum repayments.
The lender’s representative example
Borrowing €20,000 over five years (60 months): €391.26 monthly, €23,475.08 repayable in total, including €3,475.08 interest. Representative APR: 6.69%.
Illustrative figures, not a loan offer. Approval and lending terms apply. Missed repayments can damage your credit record. Variable rates can increase repayments. Confirm current terms with People First.
Who can apply?
People First’s membership area covers Portlaoise, Abbeyleix, Athy and Stradbally. People who live or work within its common bond can apply to join. Its FAQ also includes people studying there, or living with an immediate family member who already belongs to the credit union.
People First decides eligibility. Check your address or connection with its membership team, particularly if you are outside the four towns. Membership does not guarantee a loan.
Check membership and the common bond map · Read People First’s membership FAQ
What should I have ready?
People First requests three months of bank statements, two payslips or other income evidence, photo ID and address evidence under six months old. Mobile phone bills are excluded. It may also request evidence of the works, BER improvement or emissions reduction.
Send financial documents directly to the lender, not through our solar enquiry form. Check the lender’s current document requirements.
Find a People First branch
- Portlaoise
- Head Office, James Fintan Lalor Avenue, Portlaoise, Co. Laois
R32 XE18 - Abbeyleix
- Credit Union House, Main Street, Abbeyleix, Co. Laois
R32 XHH0 - Athy
- 13 to 14 Emily Square, Athy, Co. Kildare
R14 XV40 - Stradbally
- Unit 2, SuperValu Shopping Centre, Stradbally, Co. Laois
R32 V065
Hours differ by branch. Check branch opening times before visiting, or email info@peoplefirstcu.ie.
Our existing finance option
Finance Ireland
Infinite Energy is listed in Finance Ireland’s Green Loan partner network.
Lender information checked .
- Published loan range
- €4,000 to €25,000
- Maximum term
- 10 years
For homeowners in the Republic of Ireland, subject to lending approval. Start with an installer quotation. The installer provides the application route, and Finance Ireland pays the installer after approval and completed installation.
Ask us about the Finance Ireland route when discussing your quotation. Confirm the APR, total repayments and whether the interest rate can change with the lender before applying.
Finance Ireland also publishes an option for up to 20% extra towards related costs, and early settlement without a penalty. Confirm both in your credit agreement.
Its green and solar consumer loan fee notice lists a €150 completion fee and €20 for each unpaid direct debit. Ask for the full cost, not just the monthly repayment.
Before you borrow
Get the solar price clear first.
An online estimate is a starting point. A free home roof survey confirms the proposed system and final price, with no obligation to proceed. Keep any grant separate from the loan amount.
Get a home solar guide estimateOther questions about funding?
Compare APR, the total cost, fees and repayment flexibility. Infinite Energy does not decide loan approval or provide personal financial advice.
Compare personal loans with the CCPC
Check the separate SEAI Home Energy Upgrade Loan Scheme. This has its own project and lender requirements.
Planning for a business? Explore commercial solar and request a meeting.